Happy New Year!
There’s something about the New Year that makes us believe it’s the perfect time to start over. I like that feeling. All of the not so nice things that happened back in 2011 are now washed away and 2012 is bringing hope and joyful anticipation for a future that looks brighter.
I asked my husband to sit down with me and make some yearly goals for 2012. We have never done this before. He sort of laughed at me and said, “My only goal is to make sure we pay all of our bills on time.” After the year that we had last year that is a nice goal.
All joking aside, I still feel that yearly goals are important. Most of our goals this year are financial. We are in recovery mode. I’ve got a new series this month that I’m calling “Saving Your Money” where I will be going into detail about the things we are doing this year to budget, build savings, and pay off debt.
So we’re starting fairly small this year with financial goals. We plan to:
- Follow our budget. We will be using cash for purchases like groceries, eating out, and fun activities, which leads me to
- Eat out only twice per month. This is really crucial because I’m trying to get my family to eat more wholesome, nutritious foods. Eating out has been a huge money sucker, and it’s not too good for health, either.
- Send a set amount of money to savings and sinking funds each month. If you don’t know what sinking funds are, sit tight because I will be discussing them more later this month!
- Sell things we no longer use. There are a lot of things around here that could put a little more change in our savings account.
I also have a few personal goals this year.
- Reduce the soda intake. Soda is horrible for anyone, and I’ve discovered it’s horribly addicting, too. I have to cut back, and maybe, one day, get rid of this habit altogether.
- Read two books per month. I love to read and need to get back into the swing of it. My list will be up later this week!
- Create a routine with my homeschool preschool. I have yet to decide if I’m going to homeschool my kids for the long haul, but we will be doing several activities at home. I have the materials, I just need to make it happen.
- Find a church family. This is probably one of the most important goals for my family this year. We haven’t been a part of a church since 2008 and admittedly it has been HARD to get back into the spirit of going, but I feel this is so important. I have a church lined up to visit, we just need to go. My husband’s work schedule makes it difficult for him to go with us, so we may just have to go on our own.
So, what are your New Year’s resolutions? If you have done a post about your resolutions on your own blog, please leave a link! I would love to visit!